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Find the Best Life Insurance Quotes in Indianapolis, IN

The death benefit from life insurance can help family members pay off both long-term debts, such as student loans, and more immediate expenses, such as burial costs, when confronted with an unexpected death. We researched the best life insurance in Indianapolis to help your long-term financial planning.

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Serves residents in
Indianapolis, IN
(855) 522-3444
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Snider Insurance
  • Term life and whole life insurance available
  • Local, one-on-one service
  • Affordable policies
  • In business since 2007
8383 Craig St., Ste. 100
Indianapolis, IN 46250
(317) 913-0983
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Indiana Farm Bureau Insurance
  • Multiple types of policies available
  • Manage your policy 24/7
  • Protecting Hoosiers since 1934
  • BBB A+ rating
225 S. East St.
Indianapolis, IN 46202
(800) 723-3276
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AIL of Indiana
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • ailofindiana.com
8470 Allison Pointe Blvd., Ste. 130
Indianapolis, IN 46250
(317) 288-0190
A-1 Insurance
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • a1insuireit.com
2929 E. 96th St., Ste. A
Indianapolis, IN 46240
(317) 844-3049
Osborn Insurance Agency
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • osborninsagency.com
8767 South St.
Fishers, IN 46038
(317) 577-2445
Allstate Insurance
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • allstate.com/life-insurance.aspx
1236 W. 86th St.
Indianapolis, IN 46260
(317) 218-3220
Hoosier Insurance Group
  • M-F: 8:30am - 5pm
  • Sat: 9am - 12pm
  • Closed Sun
  • hoosierinsurancegroup.com
450 E. 96th St., Ste. 500
Indianapolis, IN 46240
(317) 536-2999

How to choose life insurance in Indianapolis

Indianapolis Skyline

Life insurance is crucial to protect your family’s financial future and prevent hardships after an unexpected death. Your family can use the death benefit provided by life insurance as replacement income or to pay for funeral expenses and medical bills. If you have dependents or elderly members of your family relying on your income, life insurance can ensure they continue to receive the care they need.

There are two main types of insurance in Indianapolis.

  • Term life insurance provides coverage for a predetermined time period, usually between 10 and 30 years. Policies may be renewable at an increased price after the term ends. The policy does not pay a death benefit if the insured dies after the term expires.
  • Whole life insurance, also known as permanent insurance, does not expire and gives a guaranteed return on investment. Whole life insurance also has a cash component that often allows you to borrow against the policy. These policies generally cost more than term life policies.

Other types of life insurance in Indianapolis include universal life insurance, a form of whole life insurance with death benefit and cash value components, and burial insurance, a smaller policy intended to cover funeral expenses.

If purchasing a term life insurance policy in Indianapolis, be sure to choose a term that will cover the time you need your family to be protected. Ideally, your family’s need to replace your income will end when the term of the policy does. You also need to ensure you have enough coverage to replace your income and cover expenses such as college tuition.

When purchasing life insurance policies, the life insurance provider will base the cost of your premiums on multiple factors. These include:

  • Type of policy
  • Death benefit amount
  • Your medical history
  • Nicotine use
  • Age
  • Gender
  • Hobbies
  • Occupation

Be sure to factor in a life insurance provider’s reputation when comparing policies. Your chosen provider should be financially stable to ensure your family receives the death benefit they count on for their financial security. Companies such as MetLife, Prudential Financial, State Farm and New York Life Insurance Group have a long history of reliable service and provide insurance for Indianapolis residents.

Life Insurance Reviews


Policygenius aims to simplify the process of purchasing life insurance by allowing you to submit one application to receive quotes from multiple life insurance providers. The company is an independent, licensed broker for life insurance policies. Customers in Indianapolis laud the ease with which Policygenius allows you to purchase life insurance.

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EverQuote provides information and resources designed to assist customers shopping for life insurance. The company also has experts available to help customers choose which policy would best protect their family. Indianapolis customers praise the easy application process, but some people report receiving calls because of the company’s information-sharing policies.


Snider Insurance

The Snider Insurance Group is an affiliate of Liberty National Life Insurance and offers whole life and term life policies. The company focuses on providing individual, one-on-one service for its local customers. Indianapolis customers rate the company highly and appreciate its employees’ attention to detail and responsiveness.

Snider Insurance

Indiana Farm Bureau Insurance

Indiana Farm Bureau Insurance was established in 1934 and is one of the oldest and most respected life insurance providers in Indiana. The company is based in downtown Indianapolis and employs more than 450 agents across the state. Local reviews consistently mention great service and local knowledge.

Indiana Farm Bureau Insurance