Compare Top Debt Consolidation Loan Companies
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National Debt Relief
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Compare Quotes Now |
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Learn More | Read More |
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Freedom Debt Relief
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Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $15,000 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered. |
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Learn More (855) 381-0979 | Read More |
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CreditAssociates
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This debt settlement company helps clients eliminate debt in as little as 24-36 months. It uses state-of-the-art software and a team of experts to negotiate your debt with your creditors. Settlement only, not a lender. |
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Learn More (888) 492-5184 | Read More |
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Accredited Debt Relief
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Minimum debt required is $10,000. Average debt settlement program takes 2-4 years. Multiple plans available, and no fees are required until settlement is reached. Money-back guarantee. Debt settlement only, no loans available. |
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Learn More (877) 566-8703 | Read More |
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CountryWide Debt Relief
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Offers options for debt relief, including debt consolidation programs, debt settlement and credit counseling. Helps people facing financial hardships or bankruptcy. Not a direct lender. Recommends a minimum debt of $10,000. |
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Learn More (877) 944-9077 | Read More |
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Pacific Debt
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$10,000 minimum debt required. Low monthly program payment and no upfront fees. Service fees vary between 15 and 25% of the total debt enrolled. Most results take 24-48 months. Offers debt negotiation, but not consolidation loans. |
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Learn More (213) 330-0553 | Read More |
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Debt Rx
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Get personalized service and attention when you’re seeking debt relief. Find out more about your debt relief options with a free confidential consultation, and use its debt calculator to see how much you can save. |
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MyStar Credit Counseling
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Location
7440 Shadeland Ave., Ste. 205
Indianapolis, IN 46250
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The Home Loan Expert
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Location
3815 River Crossing Pkwy., Ste. 100
Indianapolis, IN 46240
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The Law Office of Travis Van Winkle
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Location
101 W. Ohio Ste. 2000
Indianapolis, IN 46204
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Perez & Perez
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Location
151 N. Delaware St., Ste. 1460A
Indianapolis, IN 46204
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DebtConsoidationCare
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Location
Online services only
Indianapolis, IN
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CareOne Debt Relief Services
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Location
Online services only
Indianapolis, IN
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Debt Reduction Services
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Location
Services available in
Indianapolis, IN
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How to choose debt consolidation in Indianapolis
Indiana is one of seven states where an individual’s average debt is over $100,000. The national average is about $63,000. This includes loans, mortgages and medical bills—the biggest sources of debt for most people. In Indianapolis, the average debt per person was $49,000.
So how can a Hoosier get out of debt, especially when the average in the state is so high?
A debt consolidation loan is an option when your debt is not more than 50 percent of your income and you can make monthly payments on that debt. For people with manageable debt and a good credit rating, it’s possible to combine multiple loans, and then pay on a single balance at a lower interest rate.
Debt consolidation is a way to combine your unsecured debts into one simple payment instead of making multiple monthly payments to different creditors on different dates. Consolidating your debt can be a way to repay your loans and avoid bankruptcy, which is the absolute last resort.
Beware, like any financial service, it is important to do research and make sure you are working with a reputable company that will help you and not do more harm. Use our list of the best debt consolidation and settlement companies in Indianapolis to find a solution that’s right for you.
Indianapolis Debt Consolidation Reviews
National Debt Relief |
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National Debt Relief is a trusted name in credit card debt settlement. With a source of income, you can quickly qualify and pay no upfront fees until your debt is settled. National Debt Relief can reduce debt up to 49 percent through transparent, helpful customer service, which earns them excellent reviews |
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Freedom Debt Relief |
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The goal of Freedom Debt Relief is to resolve your debt for much less than you owe, as quickly as possible. The process starts with a personal phone call with a certified debt consultant who reviews your options, then can set up a customized plan with payments you are comfortable with. Clients can then view their progress 24/7 through the online dashboard. |
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Learn More (855) 381-0979 |
CreditAssociates |
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For debt relief solutions, CreditAssociates works to settle debt in 24 to 36 months. Good credit is not required and customers get a free, no obligation consultation by speaking to trained advisors who are experts in negotiating down debt. Customer reviews speak highly of agents for being professional, helpful and communicative. |
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Learn More (888) 492-5184 |
Accredited Debt Relief |
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Accredited Debt Relief uses proven negotiators to work with top debt relief companies across the country, helping customers settle their debts for less than what they owe. The company is an authorized member of the American Fair Credit Council and gives back to community charities monthly. Customers often give Accredited Debt Relief five star reviews, noting their professional, personalized service. |
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Learn More (877) 566-8703 |
CountryWide Debt Relief |
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At CountryWide Debt Relief, approval of a debt consolidation option is guaranteed and you can see what you qualify for in a matter of minutes. A variety of plans try to get customers debt-free in just a year or two. Case studies on their website show how debt consolidation plans have worked for others. |
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Learn More (877) 944-9077 |
Pacific Debt |
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With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan. |
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Learn More (213) 330-0553 |
Debt Rx |
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Debt Rx is an experienced debt settlement company. They work with people having $7,500 or more in credit card debt. The company prides itself on being smaller than its competitors to better focus on personal service to find individual solutions for debt relief. For those behind on payments, Debt Rx may be the right prescription to ease the pain of being in debt. |
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MyStar Credit Counseling |
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MyStar Credit Counseling is located on the northwest side of Indy. They provide personalized plans based on the information you provide. With services that cover all types of debt, MyStar Credit Counseling is a local business that addresses credit card, auto and medical debts. |
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