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Find the Best Debt Consolidation in Indianapolis, IN

If you are struggling to repay multiple loans with high interest rates, debt consolidation is a possible option. We researched the best debt consolidation in Indianapolis based on trustworthy companies that have the best reviews.

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Compare Top Debt Consolidation Loan Companies

National Debt Relief
Authorized Partner
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • No upfront costs or fees
  • Debt settlement
  • Debt consolidation loan alternative

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Freedom Debt Relief
Authorized Partner
Overall satisfaction rating
  • Debt consolidation loan alternative
  • Free, no-risk debt relief consultation
  • Minimum $15,000 credit card debt required
  • Debt settlement

As the largest debt negotiator in the nation, Freedom Debt Relief has resolved over $10 billion in consumer debt. Through their proven debt relief program, they have helped hundreds of thousands of Americans significantly reduce the amount they owe

 Learn More (855) 381-0979 Read More
CreditAssociates
Authorized Partner
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free Debt Analysis and consultation
  • Collateral not required
  • Debt consolidation loan alternative

CreditAssociates works with clients to provide fast and affordable debt relief. They provide free consultations for a wide-range of debt needs including credit card, medical, personal loans and more.

 Learn More (888) 492-5184 Read More
Accredited Debt Relief
Authorized Partner
Overall satisfaction rating
  • Debt consolidation loan alternative
  • Minimum $10,000 credit card debt required
  • No fees until your debts are resolved
  • Eliminate multiple creditors

From bankruptcy and credit counseling to debt counseling, management, and debt settlement, the experts at Accredited Debt Relief are ready to assist you.

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CountryWide Debt Relief
Authorized Partner
Overall satisfaction rating
  • Bad credit OK
  • Debt consolidation loan alternative
  • Minimum $10,000 credit card debt required
  • Debt settlement

With a combined 30 years experience and an A+ rating from the Better Business Bureau, CountryWide Debt Relief has helped thousands of people resolve millions of dollars in debt.

 Learn More (877) 944-9077 Read More
Pacific Debt
Authorized Partner
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free consultation with certified debt counselor
  • No fees until you get results
  • Debt consolidation loan alternative

At Pacific Debt Inc, a certified debt counselor will act as your personal account manager to work with you with you on a plan to get out of debt

 Learn More (213) 330-0553 Read More
Debt Rx
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free, no obligation debt analysis
  • Tailored debt solutions for each customer
  • Services offered in Spanish

Debt Rx is one of the longest operating Debt Settlement and Debt Negotiation firms in America. Their team of debt negotiators has settled millions of dollars of unsecured debt

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How to choose debt consolidation in Indianapolis

Indy skyline

Indiana is one of seven states where an individual’s average debt is over $100,000. The national average is about $63,000. This includes loans, mortgages and medical bills—the biggest sources of debt for most people. In Indianapolis, the average debt per person was $49,000.

So how can a Hoosier get out of debt, especially when the average in the state is so high?

A debt consolidation loan is an option when your debt is not more than 50 percent of your income and you can make monthly payments on that debt. For people with manageable debt and a good credit rating, it’s possible to combine multiple loans, and then pay on a single balance at a lower interest rate.

Debt consolidation is a way to combine your unsecured debts into one simple payment instead of making multiple monthly payments to different creditors on different dates. Consolidating your debt can be a way to repay your loans and avoid bankruptcy, which is the absolute last resort.

Beware, like any financial service, it is important to do research and make sure you are working with a reputable company that will help you and not do more harm. Use our list of the best debt consolidation and settlement companies in Indianapolis to find a solution that’s right for you.

Indianapolis Debt Consolidation Reviews

Authorized Partner

National Debt Relief

National Debt Relief is a trusted name in credit card debt settlement. With a source of income, you can quickly qualify and pay no upfront fees until your debt is settled. National Debt Relief can reduce debt up to 49 percent through transparent, helpful customer service, which earns them excellent reviews

 National Debt Relief Learn More
Authorized Partner

Freedom Debt Relief

The goal of Freedom Debt Relief is to resolve your debt for much less than you owe, as quickly as possible. The process starts with a personal phone call with a certified debt consultant who reviews your options, then can set up a customized plan with payments you are comfortable with. Clients can then view their progress 24/7 through the online dashboard.

 Freedom Debt Relief Learn More (855) 381-0979
Authorized Partner

CreditAssociates

For debt relief solutions, CreditAssociates works to settle debt in 24 to 36 months. Good credit is not required and customers get a free, no obligation consultation by speaking to trained advisors who are experts in negotiating down debt. Customer reviews speak highly of agents for being professional, helpful and communicative.

 CreditAssociates Learn More (888) 492-5184
Authorized Partner

Accredited Debt Relief

Accredited Debt Relief uses proven negotiators to work with top debt relief companies across the country, helping customers settle their debts for less than what they owe. The company is an authorized member of the American Fair Credit Council and gives back to community charities monthly. Customers often give Accredited Debt Relief five star reviews, noting their professional, personalized service.

 Accredited Debt Relief Learn More (877) 566-8703
Authorized Partner

CountryWide Debt Relief

At CountryWide Debt Relief, approval of a debt consolidation option is guaranteed and you can see what you qualify for in a matter of minutes. A variety of plans try to get customers debt-free in just a year or two. Case studies on their website show how debt consolidation plans have worked for others.

 CountryWide Debt Relief Learn More (877) 944-9077
Authorized Partner

Pacific Debt

With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan.

 Pacific Debt Learn More (213) 330-0553

Debt Rx

Debt Rx is an experienced debt settlement company. They work with people having $7,500 or more in credit card debt. The company prides itself on being smaller than its competitors to better focus on personal service to find individual solutions for debt relief. For those behind on payments, Debt Rx may be the right prescription to ease the pain of being in debt.

 Debt Rx

MyStar Credit Counseling

MyStar Credit Counseling is located on the northwest side of Indy. They provide personalized plans based on the information you provide. With services that cover all types of debt, MyStar Credit Counseling is a local business that addresses credit card, auto and medical debts.

 MyStar Credit Counseling